Our Impact

Joyce Mudenda Siachiwema, agro loan client of AB Bank, on her farm land in Chilanga Area, Lusaka, Zambia

We at AccessHolding aim at building a network of banking institutions, that provide easily accessible and livelihood-improving services, by strengthening their capacities to drive impact through financial inclusion.

Our Impact at a Glance

1,476,345

Number of Clients 

Based on number of accounts

50.9%

Female Clients

23.4%

Rural Clients

29.2%

Young Clients  

35 years or younger

3,696,754

Loans Disbursed  

Accumulated no. of loans disbursed since Jan-2008

907

Average Loan Amount  

Average disbursed loan amount in EUR since Jan-2008

84%

Business Loans  

Percentage of business loans outstanding

63%

Digital Transactions  

Share of transactions done via alternative delivery channels

5,519

Number of Staff  

All staff working in eight network institutions

47.1%

Female Staff

7,232

Employee Training Days  

Total training days (8h) in 2020, incl. classroom, blended and e-learning

19,092

Completed e-Learning  

Total number of e-courses finished since May-2017

Our Commitment

Globally, about 1.7 billion adults remain unbanked — without an account at a financial institution or a mobile money provider. More than half of these are women and poor households in rural areas. Equally, micro and small enterprises — which form the backbone of many economies with their large potential for employment generation and socio-economic development — are still largely underserved by financial institutions.

We at AccessHolding aim at building a network of responsible and resilient banking institutions that cater to the financial needs of underserved urban and rural populations by providing easily accessible and livelihood-improving services. We strengthen the institutions’ capacities to drive impact through improving outreach, economic growth and gender equality, and thus contribute to the UN Sustainable Development Goals.