Joyce Mudenda Siachiwema, agro loan client of AB Bank, on her farm land in Chilanga Area, Lusaka, Zambia
Our commitment helps create an inclusive financial sector built on equal rights and gender equality that improves people’s livelihoods, drives local economic growth, and creates jobs.
Our Impact at a Glance
1,476,345
Number of Clients
Based on number of accounts
50.9%
Female Clients
23.4%
Rural Clients
29.2%
Young Clients
35 years or younger
3,696,754
Loans Disbursed
Accumulated no. of loans disbursed since Jan-2008
907
Average Loan Amount
Average disbursed loan amount in EUR since Jan-2008
84%
Business Loans
Percentage of business loans outstanding
63%
Digital Transactions
Share of transactions done via alternative delivery channels
5,519
Number of Staff
All staff working in eight network institutions
47.1%
Female Staff
7,232
Employee Training Days
Total training days (8h) in 2020, incl. classroom, blended and e-learning
19,092
Completed e-Learning
Total number of e-courses finished since May-2017
Impact Framework
AccessHolding envisions an inclusive financial sector that improves people’s livelihoods, drives local economic growth and job creation, and strengthens equal rights and gender equality. We condensed our mission into three primary goals that help realize and measure our impact worldwide.
Access to and use
of responsible financial services for underserved populations
By providing responsible financial services to underserved populations we enable them to advance their economic situation.
Supporting decent jobs and fostering economic development
Increasing financial inclusion of micro-, small and medium enterprises (MSMEs) contributes to income generation and supports more and better jobs.
Women’s economic empowerment and reduction of inequalities
Financial inclusion helps women gain greater control over their financial lives, greater independence and say over household budgets.
Our impact goals are aligned with the Sustainable Development Goals (SDGs), of which six goals were selected for our work. As many of the SDGs are interrelated and interdependent, the choice of six priority SDGs help us to streamline and frame our development impact pathway.
To measure our progress towards our impact goals, we use a combination of financial and social impact metrics, information derived from regular operating reports (financial impact metrics), and information gathered from impact snapshots.