Joyce Mudenda Siachiwema, agro loan client of AB Bank, on her farm land in Chilanga Area, Lusaka, Zambia
Our commitment helps create an inclusive financial sector built on equal rights and gender equality that improves people’s livelihoods, drives local economic growth, and creates jobs.
Our Impact at a Glance
366,871
Active Clients
Based on number of accounts
53%
Female Clients
16%
Rural Clients
31%
Young Clients
35 years or younger
1,834,595
Loans Disbursed
Accumulated no. of loans disbursed since Jan-2008
1,147
Average Loan Amount
Average disbursed loan amount in EUR since Jan-2008
99%
Business Loans
Percentage of business loans outstanding
74%
Digital Transactions
Share of transactions done via alternative delivery channels
3,223
Number of Staff
All staff working in five network institutions
46%
Female Staff
4,133
Employee Training Days
Total training days (8h) ytd, incl. classroom, blended and e-learning
81,486
Completed e-Learning
Total number of e-courses finished since May-2017
Impact Framework
AccessHolding envisions an inclusive financial sector that improves people’s livelihoods, drives local economic growth and job creation, and strengthens equal rights and gender equality. We condensed our mission into three primary goals that help realize and measure our impact worldwide.
Access to and use
of responsible financial services for underserved populations
By providing responsible financial services to underserved populations we enable them to advance their economic situation.
Supporting decent jobs and fostering economic development
Increasing financial inclusion of micro-, small and medium enterprises (MSMEs) contributes to income generation and supports more and better jobs.
Women’s economic empowerment and reduction of inequalities
Financial inclusion helps women gain greater control over their financial lives, greater independence and say over household budgets.
Our impact goals are aligned with the Sustainable Development Goals (SDGs), of which we selected four main goals for our work. As many of the SDGs are interrelated and interdependent, the choice of four priority SDGs help us to streamline and frame our development impact pathway.
To measure our progress towards our impact goals, we use a combination of financial and social impact metrics, which we derive from regular operating reports and impact snapshots.
Impact Stories
