Sustainable development must be based on win-win relationships. When done well, commercial microfinance leads to both financial inclusion and economic success. That's what we stand for.

AccessHolding at a Glance

Global Presence

We are a strategic shareholder in currently 5 financial institutions in Sub-Saharan Africa.

Assets Under Management

Across the AccessGroup Total Assets exceed € 215 million (06/2024).

 

Empowering Talent

The number of staff across the AccessGroup stands at 3,223. At our Berlin headquarters, 42 employees support the Group in all business areas.

Scaling Up

We have disbursed more than 1.8 million loans to finance African micro and small businesses in the areas of investment, working capital, agriculture and housing.

Supporting Small Businesses

Our institutions focus on small business owners who are the engine of sustainable economic growth and prosperity. Loans to our entrepreneurs average € 1,300.

Gender Equality

Gender equity is one of the pillars of our financial institutions. Throughout our Group, 52% of customers and 47% of employees are female.

 

Capacity Building

AccessCampus, our network-wide training programme for middle managers, has 182 graduates, many of whom have subsequently been promoted. The Group’s employees have completed over 80,000 e-learning experiences (since 05/2017). 

Experienced Partner

As AccessHolding, we have 18 years of experience in small business banking and donor program implementation. With AFG Holding as our new strategic investor, we are looking at further expansion on the African continent.

Who We Are

Access Microfinance Holding AG, or AccessHolding, is a private company incorporated in Germany in 2006. Our mission is to build responsible and resilient institutions that provide financial services tailored to the needs of small businesses and underserved populations. We envision an inclusive financial sector that improves people’s livelihoods and promotes local economic growth and job creation based on equality.

Over more than a decade, AccessHolding has built up and grown an international network of small business banks that serve that very purpose.

What We Do

Invest

  • Feasibility studies and founding of greenfield banks
  • Merger & acquisition deals
  • Lead investor alongside likeminded partners
  • Integration of new institutions into the network

Manage

  • Active ownership and operative management
  • Central support services, e.g. Impact Management, Business Development, Technology, Risk, Audit, Finance
  • Unlocking synergies, scaling of investees

Develop

  • Build capabilities in the institutions and the market
  • AccessCampus corporate academy and AccessMind e-learning platform
  • Steering of strategic projects
  • Relationship management with development partners

Shareholder

Global Partners

Careers

We are engaged in one of the most impactful industries in the world, but what really makes us special is the people behind it all. As a team of professionals from around the world we are delivering our very best in what we do.

Contact

Berlin Head Office

Kaiserin-Augusta-Allee 14
10553 Berlin, Germany

Hours

8 AM – 5 PM
Monday – Friday