Careers

AccessGroup KPIs at end Q4/2017
Total assets
EUR 453m
Gross loan portfolio
EUR 333m
No. of active borrowers
361,970
Total deposits
EUR 134m
No. of deposit accounts
1,0m
No. of staff
5,629
No. of branches
152

 

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Future Leaders Programme

For Young Professionals

 

Our Future Leaders Programme is designed to provide a comprehensive range of experience and skills for people looking for  long-term career opportunities in micro- and SME-finance. You will acquire the skills and understanding of our MSME lending technology. After the training programme, you are ready to take on management and /or consulting roles in one of the banks of our global Access Network.

  • Structure of the Future Leaders Programme

    The aim of our Future Leaders Programme is to acquaint new staff with our lending methodology and tools as well as with the roles and responsibilities in a micro, small and medium enterprise (MSME) finance bank. The three-to nine-months training programme (duration depends on your work experience) takes place in an Access network bank in Sub-Saharan Africa or the Caucasus.

    An additional goal of the Future Leaders Programme is to enhance the Trainees' management skills to prepare them for their future management tasks. After the training programme, future Banking Advisors are ready to take over first management responsibilities in another Access network bank.

    The training location is selected based on the experience and language skills of the trainee, as well as on project capacities and vacancies. Throughout the training programme, trainees are involved in the daily operations of the bank. Trainees are part of the AccessHolding team on the ground and cooperate closely with the local staff in the bank.

     AccessBanks

     

  • Content of the Future Leaders Programme

    In our experience, the best way of gaining knowledge and skills is by training on the job. Therefore, throughout the training programme, trainees are directly involved in the operations of the Access network bank. A large part of the training usually takes place in the credit department. Trainees accompany loan officers and/or build up their own portfolio of microloans. This enables trainees to acquire a good understanding of the lending technologies as well as the products and customers of the bank. For most trainees, the work of a Loan Officer is a challenging but very rewarding experience, especially in view of future tasks in management and consulting roles.

     

    The training programme also involves getting to know non-credit departments of the bank, namely the retail department (Client Advisors, Cashiers, Back Officers, and alternative channel projects) and Head Office functions.  Trainees also participate in branch and bank activities that take place in the course of the Future Leaders Programme.

     

    Finally, as a preparation for future management tasks, assisting the Branch Manager, participating in technical and soft skills trainings, and taking on some management tasks in the AccessHolding team are valuable experiences.

  • What happens after the training?

    As Access Banking Advisor, and during the training programme, you will spend more time in markets and in clients' shops and houses than in an office, especially at the beginning of yourcareer.

    The work within local teams requires a high degree of intercultural sensitivity, communication and leaderships skills to complement the obligatory technical skills.

    A career with AccessHolding involves long-term stays in developing and transition countries (up to several years).

     

    AccessHolding tries to consider country and regional preferences of our Trainees and Banking Advisors; however, these preferences may have to be subordinated to the capacities and requirements of projects and the company.

  • Trainee story by Clémentine Hédan, AccessCrédito Brazil

    "After my studies, it was important for me to go work on the field in order to acquire a strong expertise essential to build a long-term career in microfinance. The training program offered the right entry point for that project: it gave me a full picture of the microfinance banks, from the credit operations to the support departments. Moreover, working side by side with the loan officers and learning from them was extremely useful to understand the core business of the AccessHolding banks. I also used the opportunity of the training phase to specialize myself in rural finance and prepare my next assignment as an agricultural banking advisor for AB Bank Zambia. Given that the banks are quite young, the work environment is very dynamic and I found it fulfilling to participate directly in the operations and help the banks to improve their services."

  • What you should be prepared for:

    - As a Banking Advisor and during the training programme, you will spend more time in

      markets and in clients' shops and houses than in an office, especially at the beginning

      of your career;

    - The work within local teams requires a high degree of intercultural sensitivity,

      communication and leaderships skills, combined with necessary technical skills;

    - A career with us involves long-term stays in developing and transitioning countries; and

    - AccessHolding tries to consider country and regional preferences of our Trainees and

      Banking Advisors; however, the requirements of projects and company objectives may

      negate Trainees preferences.

  • Required skills, qualifications and experience:

    - Masters’ degree in Finance or finance-related field, Economics, Business, Microfinance,

      or Agriculture;

    - Apprenticeship in banking or finance sector would be advantageous;

    - Interest in a long-term career in the field of microfinance;

    - First work experience or internships in the field of Branchless Banking, particularly Digital

      Finance;

    - First relevant experiences, e.g. in SME and/or Agri-Finance, and (Corporate) Finance are

      an asset and will determine the duration of your training programme;

    - Living or work experience in a developing or transition economy;

    - Excellent command of English and preferably one of the following languages: French,

      Portuguese or Russian. Additional languages would be an asset;

    - Motivation for a long-term assignment in developing or transition countries; and

    - Evidence of a sense of responsibility, intercultural awareness, creativity and commitment

      to excellence.

  • How to apply

    Applications, including a covering letter and CV, should be submitted online