About Us

AccessNetwork KPIs at end Q3/2017
Total assets
EUR 877m
Gross loan portfolio
EUR 688m
No. of active borrowers
Total deposits
EUR 347m
No. of deposit accounts
No. of staff
No. of branches



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Management Board


The Management Board of AccessHolding is currently composed of two members:

Bernd Zattler

Mr Zattler is Chief Executive Officer of AccessHolding. He also serves as a member and chairman of some of the holding's investees. In 1994, Mr Zattler etablished a cosulting firm LFS Financial Systems, the founding shareholder of AccessHolding. His prior professional experience includes work for a multinational firm and in other institutions engaged in development finance.       Mr Zattler holds a PhD in Economics and is fluent in German, English and French.

Thomas Engelhardt

Mr Engelhardt is AccessHolding's Chief Operations Officer. He joined LFS Financial Systems as a Partner in 1996 and has served on the AccessHolding management board since its foundation in 2006. He was also the first General Manager of AccessBank Azerbaijan and held other managirial positions in Berlin and abroad. Mr Engelhardt has an M.Sc degree in Economics, and speaks German, English, Russian and Serbo-Croat.

Within the governance structure of AccessHolding, the Management Board is responsible for the day-to-day operations (including the formulation of investment proposals) and supports the Supervisory Board in its control and decision making functions. With the successive development of globally standardised policies, products and systems (solutions) across the Access Network, the Management of AccessHolding is also responsible to ensure that member banks are operating in consistency with these standards, so as for the Group to reap network synergies and facilitate the exchange of personnel and other resources between banks.